eZ Travel (International) - Coverage & Benefit
|
Benefits |
Individual
(Limits RM) |
Other Schemes
as selected
(Limits RM) |
|---|
| | | | |
| PERSONAL ACCIDENT | | |
| | | | |
| 1. |
Personal Accident Covers you for accidental death and permanent total disablement while outside Malaysia.
*Additional Cover - You may increase the limit for each individual person up to the following limit:
RM 250,000
RM 300,000
RM 350,000
RM 400,000
RM 450,000
RM 500,000
* for person between age of 71 and 80, benefit reduced by 50% |
200,000 | 200,000 (adult)
20,000 (child) |
| | | | |
| MEDICAL | | |
| | | | |
| 2. |
Overseas Medical Expenses Reimbursement of medical and hospital expenses incurred overseas as a result of accidental injury or sickness. Extension to medical expense incurred upon insured persons return to Malaysia but within 14 days from date of return. |
300,000 | 300,000 (adult)
30,000 (child) |
| | | | |
| 3. |
Overseas Hospital Confinement - Daily hospital cash allowance as a result of accidental injury or sickness whilst overseas. RM200 per day per adult and RM100 per day per child. |
9,000 | 9,000 (adult)
4,500 (child) |
| | | | |
| 4. |
Double Hospital Confinement Benefit In ICU Doubles your daily hospital cash allowance due to Hospital Confinement in an Intensive Care Unit as a result of accidental injury or sickness whilst overseas. RM400 per day per adult and RM200 per day per child. |
18,000 | 18,000 (adult)
9,000 (child) |
| | | | |
| 5. |
Post Travel Recovery Allowance Pays you every 24-hour of hospitalisation in Malaysia following your return from an overseas trip RM200 per day per adult and RM100 per day per child (applicable if payment is made under Overseas Medical Expense). |
9,000 | 9,000 (adult)
4,500 (child) |
| | | | |
| 6. |
Compassionate Allowance Pays for the additional cost incurred in flying Your Close Relative from Malaysia to place of hospitalisation outside Malaysia if you sustain serious Bodily Injury or suffer sickness. Hospitalisation must be more than 7 days before this compensation is granted. |
5,000 | 5,000 |
| | | | |
| LIABILITY | | |
| | | | |
| 7. |
Personal Liability Indemnifies you against liability to third party bodily injury or property damage caused by your negligence whilst overseas. |
1,000,000 | 1,000,000 |
| | | | |
| 8. |
Legal Expense Legal expense incurred as a result of negligence of insured person to third parties bodily injury or property damage while outside Malaysia. |
50,000 | 50,000 |
| | | | |
| INCONVENIENCES | | |
| | | | |
| 9. |
Trip Cancellation Pays for travel expenses paid in advance if your trip is cancelled due to the death or injury or sickness of yourself, your family member or travelling companion. |
15,000 | 15,000 |
| | | | |
| 10. |
Trip Curtailment Pays for extra travel expenses incurred as a result of cutting short the planned trip due to the death or injury or sickness of yourself, your family member or travelling companion. |
15,000 | 15,000 |
| | | | |
| 11. |
Additional Travel & Accommodation Expense Pays for additional travel expenses incurred in extending the planned trip as a result of death or injury or sickness of yourself, your family member or travelling companion. |
15,000 | 15,000 |
| | | | |
| 12. |
Missed Travel Connection Pays for extra travel expenses incurred as a result of misconnection of conveyance due to late arrival of your confirmed and incoming scheduled conveyance. |
300 | 600 |
| | | | |
| 13. |
Travel Delay Pays you RM250 for each full 8 consecutive hours of waiting time. |
2,000 | 4,000 |
| | | | |
| 14. |
Travel Overbook Pays for the necessarily and reasonably incurred expenses including actual accommodation and meal expenses if the schedule confirmed is overbooked by the airline company. |
200 | 400 |
| | | | |
| 15. |
Emergency Purchase Pays for emergency purchases of essential items as a result of delayed of baggage for more than 8 hours. |
500 | 1,000 |
| | | | |
| 16. |
Hijack Pays You a distress allowance of RM250 for each full consecutive 8 hours of detention by Hijack. |
2,000 | 4,000 |
| | | | |
| 17. |
Automatic Extension Automatic extension of cover (during period of insurance) to return to Malaysia as a result of medical condition which prevent you to continue your journey or the transport you booked to travel is delayed by circumstances outside your control. |
7 days | 7 days |
| | | | |
| LOSSES | | |
| | | | |
| 18. |
Loss of Baggage and Personal Effects Compensation for loss of or damage to your baggage and its contents. Max: RM500 per item/pair/set. |
5,000 | 10,000 |
| | | | |
| 19. |
Loss of Personal Money Compensation for loss of personal money resulting from robbery outside Malaysia. |
1,000 | 2,000 |
| | | | |
| 20. |
Loss of Travel Document Compensation for costs of replacing travel document lost during your trip. |
5,000 | 10,000 |
| | | | |
| 21. |
Home Care Pays for damages to your home contents as a result of fire or theft when your house is left vacant while you are traveling. |
1,000 | 1,000 |
| | | | |
| 22. |
Loss of Travel Fares Paid due to Abscondment or Insolvency of Travel Agency In the event that before or on the departure date of your booked trip, the travel agency from which You purchased your air tickets or tour packages has absconded or declared insolvent, We will reimburse You for the loss of travel fares paid in advance (including deposit paid in advance) which is irrecoverable from any parties. |
5,000 | 10,000 |
| | | | |
| EMERGENCY SERVICES | | |
| | | | |
| 23. |
Emergency Medical Evacuation and Repatriation Covers all medical evacuation and repatriation expenses. |
3,000,000 | 3,000,000 |
| | | | |
| 24. |
Repatriation of Mortal Remains Pays for the return of the deceased insured person to Malaysia or funeral expenses at place of death. |
3,000,000 | 3,000,000 |
| | | | |
| 25. |
24 - Hour Emergency Travel Referral Services 24-Hour hotline services ranging from pre-trip information, to interpreter services, out patient clinical services, immigration and visa information services, emergency updating should a catastrophe occurs whilst outside Malaysia, etc. |
Available | Available |
| | | | |
| | Note : All services rendered under this section are purely on referral and arrangement basis only. The insured shall pay for all third party expenses arising from use of the referred or arranged services. |
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