BH Insurance currently offers various distinctive Engineering policies to ensure your business is protected from financial loss. Among those policies regularly sought by our policyholders are:

Contractor's All Risk Insurance or Erection All Risks Insurance

Being a property developer, your works-in-progress are always exposed to damages due to certain environmental hazards or workmanship.

Contractor’s All Risk Insurance provides protections against accidental and unforeseen loss or damage to contract works including third party during the period of construction.

Whilst, Erection All Risk Insurance is more suitable for contract works involving installation of plant and machinery.

Machinery Breakdown Insurance and Machinery Breakdown Loss of Profit Insurance

Your organisation's fixed assets comprising equipment, plant and/or machinery in most cases, represents a substantial financial investment and breakdown of the use of these assets could result in loss of income for your business.

Machinery Breakdown policy provides insurance coverage against accidental and unforeseen damage to Plant, Machinery, Mechanical Equipment and its apparatus.

Whilst, Machinery Breakdown Loss of Profits policy compensates for financial loss following losses indemnifiable under the Machinery Breakdown Insurance.

Computer All Risks Insurance

Most computer system and/or electronic equipment and infrastructures are vulnerable to physical damage that may lead to loss of critical data for such database or programs. Depending on how much your operation relies on these equipment, your business operation can be greatly affected when such things occurr.

This policy provides comprehensive coverage for computer and electronic equipment against unforeseen and accidental damage including fire.

Other type of policies include:

 •  Heavy & Mobile Equipment (including Constructional Plant and Equipment at construction site)

 •  Boiler and Pressure Vessels

 •  Storage Tanks

 •  Deterioration of Stocks